Plastic card's operations specialist

Full-timeBaku, Azerbaijan

Key Responsibilities:

Execute daily settlement processes for various card transactions, including payments and settlements.
Reconcile transaction data to ensure accuracy and completeness, investigating and resolving any discrepancies.
Monitor settlement systems and processes to identify and address any issues or delays promptly.
Collaborate with internal teams, including finance, operations, processing and compliance, to streamline settlement processes and resolve complex settlement-related matters.
Communicate effectively payment systems (Visa/Mc/UPI and ...), clearinghouses, and payment processors, to facilitate timely settlements and resolve settlement-related inquiries.
Maintain up-to-date knowledge of regulatory requirements and industry best practices related to settlement processes, ensuring compliance with relevant regulations.
Contribute to the development and implementation of process improvements and automation initiatives to enhance settlement efficiency and reduce operational risk.
Generate reports and provide regular updates on settlement activities and performance metrics to stakeholders.
Working with payment systems on daily basis
Control of balance sheet balances on accounts
Investigate and analyze inquiries from business units, find possible solutions, and ensure problems are resolved.


Requirements:

Bachelor's degree in finance, accounting, business administration, or a related field.
Proven experience (up to 3 years) in settlement operations within the financial services industry, preferably in a fintech or banking environment.
In-depth understanding of settlement processes, including payment systems, clearing and settlement mechanisms, and reconciliation procedures.
Strong analytical and problem-solving skills, with the ability to identify and resolve settlement-related issues efficiently.
Excellent attention to detail and accuracy in handling large volumes of transaction data.
Proficiency in using settlement systems and software, as well as Microsoft Excel for data analysis and reporting.
Effective communication skills, with the ability to collaborate with internal teams and communicate with external counterparties professionally.
Knowledge of regulatory requirements governing settlement activities, such as payment system rules.
Ability to work independently, prioritize tasks, and meet tight deadlines in a fast-paced environment.
Continuous learning mindset and willingness to adapt to changes in technology and industry practices.
Stress tolerance and the ability to work in a team
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