Job Title:Job Title: Middle KYC Onboarding Specialist (Afternoon Shift: 18:00 - 02:00 Baku Time)

About Us

Guavapay is a payment platform that drives payment optimization and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments to the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview

We are seeking a dynamic Middle KYC Onboarding Specialist to join our team in Baku.In this role, your expertise in investigation methodologies and attention to detail will play a crucial role in identifying and preventing financial crimes, thereby safeguarding the interests of our clients and the institution.

Key Responsibilities

• Customer Due Diligence (CDD)
• Conduct thorough due diligence on new clients to ensure compliance with KYC/AML regulations
• Collect and verify required documents and information for clients, ensuring accuracy and completeness
• KYC Process Management
• Manage the end-to-end KYC onboarding process for new clients, ensuring all necessary checks are completed
• Identify and assess potential risks during the onboarding process and escalate any concerns as needed
• Document Verification:
  - Review and verify the authenticity of clients’ documents (e.g., identification, proof of address, business registration)
  - Ensure all documents comply with internal policies and external regulatory requirements
• Risk Assessment:Perform risk assessments on clients

Requirements & Qualifications

• Bachelor’s degree in Finance, Business, Law, or a related field (preferred).
• Minimum 2–3 years of experience in KYC, compliance, or financial services is highly desirable.
• Strong understanding of KYC/AML regulations and procedures.
• Experience with risk assessment and document verification.
• Excellent attention to detail and ability to manage multiple tasks simultaneously.
• Strong communication and interpersonal skills.
• Ability to work in a fast-paced environment and meet deadlines.
• Strong problem-solving skills and ability to handle complex issues.
• Language skills: English-written and verbal - advance

Join GUAVAPAY and be at the forefront of the payment revolution, where your work not only drives industry change but also offers a fulfilling and dynamic career path.

Job Title: Marketing Executive

About Us

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview

We are seeking a dynamic Marketing Executive who will be responsible for the day-to-day marketing activities to drive demand generation and market awareness of Guavapay’s portfolio of solutions. This role implies the close work in a team, with Product Marketing Managers and Digital Marketing Manager.

Key Responsibilities

• Work with the senior marketing managers to manage the delivery of the marketing strategy and campaign plans, ensuring each activity is delivered within deadline, to budget, and gains the required audience reach across all audiences.
• Manage current relationships with existing partners (comprising of media partners, sponsorship partners, press, associations, membership bodies), responsible for acquisition and execution of these relationships as well as sourcing of high-quality digital content.
• Develop and build engaging newsletters for appointed brands on a weekly basis, ensuring consistency and quality.
• Collaborate with creative and marketing teams to support campaigns and initiatives. Facilitate community meetings to propel project progress and encourage team synergy.
• Administer award application processes, ensuring submissions are timely and organised.
• Provide support for marketing initiatives led by the campaigns team, such as creating website content to maximize campaign impact and reach.
• Attend site visits as required to support marketing performance.

Requirements & Qualifications

• Excellent organizational and time management skills with the ability to manage multiple projects simultaneously whilst working to tight deadlines.
• Ability to work well in a fast paced and exciting environment.
• Experience in fintech/financial industry is an advantage.
• Experience of working in marketing positions.
• Proficient in copywriting and verbal communication, with a creative mindset and analytical capability.
• Ability to work collaboratively within a team and independently when necessary.
• Experience and familiarity with CRM systems and marketing principles is a bonus.
• Managing the marketing database and email distribution skills is a bonus

Job Title:Senior Business Analyst

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are looking for a collaborative and well-organized Business Analyst with experience in card issuing and/or acquiring to join our team. You will play a crucial role in developing IT solutions for processing system that meet business needs. You will collaborate with stakeholders across the business and operational team, from the discovery phase of new initiatives through to implementation with delivery teams, to refine and describe product requirements and support development teams throughout the software development lifecycle.

Key Responsibilities:

• Identify business services related to payment card issuing and individual customers servicing.
• Elicit internal business services provided by various departments within the company to support payment card issuing and individual customers servicing.
• Work with the various business departments and other internal stakeholders to gather their requirements
• Document and review current business processes, suggest potential improvements, and describe target business processes.
• Develop business data models that describe payment card issuing and individual customers servicing domain.
• Analyze of the requirements of international payment systems and international standards related to the payment card issuance and maintenance.
• Participate in certifications with international payment systems.
• Close collaboration with cross functional teams to support the development, delivering and deployment of new modules and enhancements to the existing software.
• Take part in defining the requirements to the user interfaces and API.
• Prepare presentations and other analytic materials and present them to stakeholders.

Requirements & Qualifications:

• Bachelor degree in Computer Science or equivalent qualification and/or experience.
• Experience of 5+ years working as an business analyst.
• English language level B2 and above is required.
• Possess good knowledge in card issuing, acquiring and payments industries, including business models, functional/technical flows, regulations, industry standards, operational and financial procedures.
• Strong analytical skills to identify business needs and requirements.
• Strong IT skills and in-depth experience in the development process as a business analyst.
• You pay attention to details and are meticulous in your work.
• Experience with UML, Archimate, BPMN, or other modeling notations.
• Excellent written and verbal communication and presentation skills.
• You can lead own work and build relationships across the business.
• You are comfortable to work in an international and multi-cultural workplace.

What we offer:

• Fully remote work. If you are in Baku, London, Wroclaw you can visit the office whenever you wish.
• Competitive compensation.
• Work-Life balance.
• Dynamic Work Environment.
• Offices in Baku, London, Toronto, Wroclaw.
• Service agreement contract or official employment in locations where we have legal entities.

We're seeking a highly skilled, experienced, Senior Digital Marketing Specialist with a proven track record of success in the fintech industry. You will play a pivotal role in driving the growth and success of our digital media efforts and activities. You will be responsible for developing and executing innovative digital marketing strategies that resonate with our target audience and deliver exceptional results.

Responsibilities:

• Develop and execute multi-channel digital marketing campaigns aligned with business objectives to drive user acquisition, engagement, and retention
• Lead performance marketing initiatives, managing paid advertising campaigns across Google Ads, Meta, LinkedIn, TikTok, and Apple Search Ads to optimize ROI and maximize customer acquisition
• Drive organic growth through SEO and content marketing strategies, improving search engine visibility, increasing organic traffic, and building brand authority.
• Optimize website performance and user experience through speed and performance audits, CRO analysis, and collaboration with design to drive website traffic and conversions
• Track and analyze app metrics and user behavior to identify growth opportunities, optimizing app store listings (ASO) to improve visibility and downloads
• Leverage data and analytics to measure campaign performance, identify trends, and optimize marketing efforts for maximum impact.
• Stay up-to-date with industry trends and emerging technologies to identify opportunities for innovation.
• Collaborate closely with product, design, and sales teams to ensure alignment and optimize marketing efforts.
• Mentor and develop junior marketing team members, fostering a culture of learning and growth.

Requirements:

• Bachelor's degree in Marketing, Communications, or a related field. Additional digital marketing certifications are highly valued.
• Minimum of 4 years of experience in digital marketing, with a strong focus on performance marketing and user acquisition.
• In-depth knowledge of the fintech landscape, target audience, and competitive environment.
• Proficiency in managing and optimizing campaigns across Google Ads, Meta, Twitter, Linkedin etc., social media advertising, and affiliate marketing.
• Strong analytical skills with experience in using website analytics tools (Google Analytics, Adobe Analytics, Yandex Metrica).
• Proven ability to develop and execute SEO strategies, create engaging content, and build a strong online presence. Deep knowledge and experience of working SEO tools (Semrush, Moz, Ahrefs)
• Ability to effectively communicate with stakeholders at all levels and collaborate cross-functionally.
• Ability to prioritize tasks, meet deadlines, and manage multiple projects simultaneously.
• Knowledge of using Salesforce Marketing Cloud platform and working with automated communications.

Job Title: Junior KYC Onboarding Specialist

About Us

Guavapay is a payment platform that drives payment optimization and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview

We are seeking a dynamic Junior KYC Onboarding Specialist to join our team in Baku. In this role, your expertise in investigation methodologies and attention to detail will play a crucial role in identifying and preventing financial crimes, thereby safeguarding the interests of our clients and the institution.


Key Responsibilities

• Review completed investigations and submit report to law enforcement agencies when required.
• Monitor and analyse transaction monitoring alerts for unusual patterns or behaviors, ensuring unusual activity is reported and or actioned accordingly.
• Provide support to the wider Financial Intelligence Unit on workload when required and constantly engage with the teams to support achieving the department’s goals.
• Foster strong working relationships with relevant departments, law enforcement agencies, and regulatory bodies to share information and enhance the effectiveness of financial crime prevention efforts.
• Lead financial investigations of various risk regarding suspicious customer activity identified and internal SARs raised, including money laundering, fraud, terrorist financing, and other illicit activities, working closely with internal and external stakeholders to obtain all key information.

Requirements & Qualifications

• Bachelor’s degree in Finance, Business, Law, or a related field (preferred).
• Minimum 1 year of experience preferable in KYC, compliance, or financial services is highly desirable.
• Excellent attention to detail and ability to manage multiple tasks simultaneously.
• Strong communication and interpersonal skills.
• Ability to work in a fast-paced environment and meet deadlines.
• Language skills: Engliah- written and verbal - advance
  
  
  Working Hours: Monday to Friday, from 13:00 to 22:00.

Join GUAVAPAY and be at the forefront of the payment revolution, where your work not only drives industry change but also offers a fulfilling and dynamic career path.

Job Title: Senior Android Developer
About Us:
Guavapay is a payment platform that drives payment optimization and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments/remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low-cost payments on the market.

Our plans extend beyond payments and remittances to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking an experienced Android Developer to join our team. Remote opportunity.

Key Responsibilities:

• Groom, feature evaluation.
• Implementation of feature.
• Verification of design requirements.
• Writing clean, user-friendly code (not forgetting about corner cases).
• Code review of colleagues.
• Working on a performance of our app-screens.

Requirements & Qualifications:

• Kotlin + Coroutines.
• Android MVVM + Single activity + clean + multi-module.
• Hilt.
• NavComponent.
• Jetpack libraries (ExoPlayer, cameraX, Room and so on).
• Firebase, OneSignal.
• Jira / Figma / Swagger / Postman collections.
• Automated CI/CD process.

• Enjoy 30 days of annual leave, plus 8 bank holidays.
• Be part of a young, rapidly growing company where your contributions have a real impact.

Join GUAVAPAY and be at the forefront of the payment revolution, where your work not only drives industry change but also offers a fulfilling and dynamic career path.

Equal Opportunity Employer Statement We celebrate diversity and are committed to creating an inclusive environment for all employees.

Job Title: Senior Android Developer

About Us:

Guavapay is a payment platform that drives payment optimization and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking an experienced Android Developer to join our team—remote opportunity.

Stack:

• Kotlin + Coroutines.

• Android MVVM + Single activity + clean + multi-module.

• Hilt.

• NavComponent.

• Jetpack libraries (ExoPlayer, cameraX, Room and so on).

• Firebase, OneSignal.

• Jira / Figma / Swagger / Postman collections.

• Automated CI/CD process.

Key Responsibilities:

• Groom, feature evaluation.

• Implementation of features.

• Verification of design requirements.

• Writing clean, user-friendly code (not forgetting about corner cases).

• Code review of colleagues.

• Working on a performance of our app-screens.

Why Join Us?

• Enjoy 30 days of annual leave, plus 8 bank holidays.
• Be part of a young, rapidly growing company where your contributions have a real impact.

Job Title: Sourcing Specialist

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking an experienced and proactive Sourcing Specialist to join our team. You will be responsible for sourcing, attracting, and evaluating candidates for various positions within the company. Your role will involve actively searching for top talent, developing effective sourcing strategies, and supporting the recruitment process.

Key Responsibilities:

• Actively source and attract candidates through various channels (job boards, social media, professional networks).
• Create and maintain a database of potential candidates.
• Screen and conduct preliminary interviews with candidates.
• Collaborate with recruiters and hiring managers to clarify job requirements and candidate profiles.
• Develop and implement effective talent acquisition strategies based on business needs.
• Analyze the labor market and identify the best sources for candidate search.
• Conduct meetings and negotiations with potential candidates.
• Contribute to the development of the company's Employer Branding.
• Track and analyze the effectiveness of sourcing channels.

Requirements & Qualifications:

• At least 1 year of experience in recruiting, sourcing, or HR.
• Knowledge of modern candidate sourcing methods (job boards, LinkedIn, social media, etc.).
• Experience using various tools for candidate search and database creation.
• Strong communication skills with the ability to engage candidates at all stages of the hiring process.
• Ability to work with analytical data and conduct labor market research.
• Good command of English (at least Intermediate level).
• Initiative, independence, and results-oriented mindset.
• Ability to manage multiple tasks and work under pressure.
• Experience with candidate sourcing automation tools and platforms.
• Knowledge of candidate assessment methods and experience conducting interviews.
• Experience in an international company.

Job Title:Legal Internship Program

About Us

Guavapay is a payment platform that drives payment optimization and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Role Overview

We are seeking a motivated and detail-oriented Legal Intern to join our team in Baku. In this role, you will gain valuable experience by assisting with reviewing contract terms, interpreting legal documents, and supporting the legal team in various tasks related to corporate law. Your ability to research and stay updated with changing legislation, along with your attention to detail and analytical skills, will play a vital role in ensuring compliance with state laws and company policies. This internship offers a great opportunity to develop practical legal expertise while contributing to the success of the company in a dynamic and fast-paced environment.

Key Responsibilities

• Reviewing contract terms and conditions making sure that they comply with state laws and company policies;
• Assisting management and head personnel in interpreting contract terms and conditions;
• Maintaining and managing contract database;
• Preparation of legal documents according to company needs;
• Keeping up to date with changing legislation;
• Negotiating deals on behalf of the company;

Requirements & Qualifications

• Bachelor or Master Degree in Law;
• Knowledge of the corporate law;
• Proficient in English ;
• Good oral and written communication skills;
• Self-motivated individual with good analytical and managerial skills;
• Excellent attention to detail;
• A critical thinker and good problem-solving ability;
• Ability to work individually or in a team;

Job Title: Junior Digital Marketing Specialist

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.
Role Overview:

We're seeking a dynamic and results-oriented Junior Digital Marketing Specialist to join our innovative marketing team. You'll contribute to the success of our digital media efforts by enhancing our digital image across all channels. As a key player, you will drive customer acquisition, activation, awareness, and engagement through effective digital marketing strategies across various platforms.

Key Responsibilities:

• Execute the overall digital marketing strategy to boost brand awareness and increase customer engagement.
• Manage and optimize digital advertising campaigns across multiple platforms (e.g., Google Ads, LinkedIn Ads, Meta Ads, TikTok ads, Apple Search ads, X ads) to maximize reach and engagement.
• Oversee the creation and distribution of compelling content for various digital channels, including blog posts, social media posts, videos, and email newsletters.
• Assist in optimizing website content and structure for search engines. Support the implementation of paid search campaigns.
• Track and analyze website traffic, social media metrics, and campaign performance. Generate reports and provide actionable insights to inform marketing strategies.
• Collaborate with cross-functional teams (e.g., product, design, development) to ensure consistent brand messaging and a seamless user experience across all digital touchpoints.
• Stay updated on industry trends, emerging technologies, and digital marketing best practices to recommend innovative strategies and tactics.
• Provide regular reports and presentations to stakeholders, highlighting key metrics, campaign results, and recommendations for optimization.
• Support the development and execution of email marketing campaigns, including crafting compelling copy, designing email templates, and managing email lists.
• Assist in developing and executing social media campaigns across various platforms (Instagram, Facebook, Twitter, LinkedIn). Monitor engagement, analyze performance metrics, and identify growth opportunities.

Requirements & Qualifications:

• Bachelor’s degree in marketing, Communications, or a related field. Additional digital marketing certifications are highly valued.
• At least 1 year of proven experience as a Digital Marketing Specialist.
• Strong understanding of digital marketing principles and tactics.
• Proficiency in using digital marketing tools and platforms, such as social media management tools, email marketing software, and content management systems (CMS).
• Excellent written and verbal communication skills with the ability to create compelling content and collaborate effectively with cross-functional teams.
• Strong analytical skills and attention to detail with the ability to think strategically and problem-solve in a fast-paced environment.
• Ability to work both independently and as part of a team.
• Ability to prioritize tasks, meet deadlines, and manage multiple projects simultaneously.
• Experience with Google Analytics or similar tools is preferred.
• Knowledge of SEO and SEM best practices is preferred.
• Knowledge of using Salesforce Marketing Cloud platform and working with automated communications is a plus.
• Up-to-date knowledge of industry trends, emerging technologies, and digital marketing best practices.

Job Title: Senior AML Investigator

About Us

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview

We are seeking an experienced Senior AML Investigator to join our team in Canada.

Key Responsibilities

• Conduct reviews of customer transactions and account activities flagged by our systems, as well as Unusual Transaction Reporting via internal partners;
• Collect information from all available sources, to determine transactions related to money laundering, financing of terrorism or other criminal activities;
• File STRs to FINTRAC in case of identification of suspicious activity;
• Prepare relevant reports as required including documentation in support of any action proposed based on the results of investigations;
• Work with the Global AML-FIU Investigation Team and other FIU partners to ensure that investigations are conducted within defined timelines and are escalated in accordance with our procedures;
• Maintaining accurate records of all investigative actions and decisions taken, and ensure all information obtained is treated with confidentiality and as per the legal and regulatory requirements.

Requirements & Qualifications

• 3+ years of AML/ATF operational experience at a Canadian Financial Institution; CAMS certified or currently enrolled in the CAMS certification program would be an asset;

• Experience in filing STRs to FINTRAC and good understanding of transaction monitoring process;
• Understanding of money laundering process in general and knowledge of various money laundering indicators;

• Canadian compliance (AML/ATF) background and have a working understanding of the PCMLTFR and FINTRAC;
• Strong investigative, critical thinking and analytical skills and the ability to apply them in various scenarios;
• An understanding of Financial Services is required, experience with money remittance would be an asset;
• Proficient with Microsoft Office (Word, Excel, Access, PowerPoint) and internet navigation;
• Strong communication and interpersonal skills with the ability to foster and develop relationships both internally and externally with regulatory stakeholders;
• A good team player who is also able to work independently in a fast-paced environment;
• Ability to work in an agile environment which requires prioritization of individual duties to align with department priorities

Description

Job Title: IOS Developer

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking a talented and experienced iOS Developer to join our dynamic team at Guavapay. As an iOS Developer, you will be responsible for designing, developing, and maintaining high-performance mobile applications for the iOS platform. You will collaborate with cross-functional teams to deliver robust and user-friendly solutions that meet the evolving needs of our clients.

Key Responsibilities:

• Design and build advanced applications for the iOS platform.
• Collaborate with cross-functional teams to define, design, and ship new features.
• Unit-test code for robustness, including edge cases, usability, and general reliability.
• Work on bug fixing and improving application performance.
• Continuously discover, evaluate, and implement new technologies to maximize development efficiency.

Requirements & Qualifications:

• Proven experience as an iOS Developer with a strong portfolio of mobile applications.
• Proficient in Swift programming language.
• Experience with iOS frameworks such as Core Data, Core Animation, etc.
• Experience in writing unit tests (Spy, Mock, Stub, Dummy and etc).
• Strong knowledge of MVP architecture.
• Familiarity with RESTful APIs to connect iOS applications to back-end services.
• Solid understanding of the full mobile development life cycle.
• Knowledge of UI/UX standards and best practices.
• Experience in fintech/banking applications is preferable.
• Experience with payment processing is preferable.
• Bachelor’s degree in Computer Science, Engineering, or a related field.

Job Title:Sales Executive in London

About Us:

Guavapay is a payment platform that drives payment optimization and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking a dynamic Sales Executive to join our team in Baku. In this role, your expertise in B2B sales and your ability to develop strategic client relationships will play a crucial role in driving growth, engaging with corporate accounts, and promoting GUAVAPAY's payment solutions. Your focus on networking, negotiation, and closing complex sales will help safeguard the interests of our clients and contribute to the institution's success in the rapidly evolving payments ecosystem.

Key Responsibilities:

• As a Sales Executive, you'll play a critical role in shaping the future of payments. You will:
• Develop and implement strategic sales plans for Corporate Accounts, significantly impacting the global payments' ecosystem.
• Promote GUAVAPAY's Corporate Accounts solutions, targeting and engaging potential customers with compelling value propositions.
• Build and manage a robust sales pipeline, guiding customer opportunities from initial engagement to final contract negotiations, utilizing tools like Salesforce.
• Collaborate with our marketing team to craft effective sales campaigns.
• Forge strong relationships with key stakeholders in client organizations.
• Accurately forecast sales and contribute to our dynamic, entrepreneurial team's strategic planning.
• Continuously develop and maintain strong relationships with key target customers, with a focus on Financial Institutions and Banks.

Requirements & Qualifications:

• A dynamic professional with a proven track record in B2B sales, ideally within banking, corporate accounts, or merchant processing.
• An expert in payment/corporate accounts with a knack for networking, negotiation, and closing complex sales.
• Entrepreneurial and adaptable, thriving in a fast-paced scale-up environment.
• A quick learner, eager to grasp new technologies and regulations in the payment industry.
• Skilled in creating bespoke solutions for customers, with a good understanding of international regulations, compliance, and AML/KYC frameworks.

Why Join Us?
• Enjoy 25 days of annual leave, plus 8 bank holidays.
• Benefit from a pension scheme after your probation period.
• Be part of a young, rapidly growing company where your contributions have a real impact.

In Your First Month:

• You will become fully acquainted with our groundbreaking products and services. We will provide you with all the tools and knowledge you need to confidently represent GUAVAPAY in the marketplace.

By the End of Your Third Month:

• You will be actively managing and growing your sales pipeline, successfully initiating and closing deals. With the full support of our team, you'll be well on your way to making a significant impact in the global payments ecosystem.

Job Title: Senior Java Developer

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

The Senior Java Developer is responsible for designing, developing, and maintaining high-performance Java-based applications. This role involves working on complex software projects, collaborating with cross-functional teams, and ensuring that applications meet business requirements, technical specifications, and performance goals. The Senior Java Developer is expected to contribute to all stages of the software development lifecycle, from requirement gathering to deployment, and will often mentor junior developers. The role requires advanced knowledge of Java programming, object-oriented design, and experience with various Java technologies and frameworks.

Stack:

• Java 17, Spring Boot, Spring JPA, Hibernate.

• Postgres, kafka/rabbitMQ, Camunda 7/8.

• Gitlab CI/CD, Openshift, Docker, Kubernetes, Sonar.

Key Responsibilities:

• Participate in the entire application lifecycle, focusing on coding and debugging.

• Troubleshoot and debug applications.

• Collaborate with analysts, developers, designers and system administrators to deliver new features.

• Address technical and design requirements.

• Liaise with analysts, developers, designers, and system administrators to identify new features.

• Build reusable code and libraries for future use.

What we offer:

• Fully remote work. If you are in Baku, London, Wroclaw you can visit the office whenever you wish.

• Competitive compensation.

• Work-Life balance.

• Dynamic Work Environment.

• Offices in Baku, London, Toronto, Wroclaw.

• Service agreement contract or official employment in locations where we have legal entities.

Job Title: Area Sales Executive

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking a motivated and well-organized Sales Executive with a deep understanding of the money transfer industry and a proven ability to build and maintain strong relationships with money remittance agents. The ideal candidate will have a passion for driving growth and delivering exceptional customer experiences within their assigned territory.

Key Responsibilities:

• Identify, sign, and activate high-revenue money remittance agents across the assigned territory.
• In-person visits with potential and current money remittance agents.
• Manage the end-to-end relationship process, signing the contract, training,merchandising, and supporting the agent account through the whole cycle of the relationship.
• Ensure a smooth transition of the agent/account and assist with the onboarding process including collection of documents, agent training, hardware and software installation.
• Constantly search the area for high-potential agents, identify new opportunities.
• Manage existing relationships, with focus on business and operational support, to ensure business continuity and growth of all network channels.
• Monitor competition status such as network expansion, changes in pricing, commission, and incentive adjustments, and report information to the supervisor.
• This position will require regular travel within a defined territory.

Requirements & Qualification:

• Excellent communication skills.
• Valid Driver's License.
• 3+ years of sales experience in money transfer industry.

Job Title: Senior QA Engineer (Manual+Auto)

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

The Senior QA Engineer (Manual + Automation) is responsible for ensuring the quality of software products through a combination of manual and automated testing. This role involves designing, developing, and executing test plans, test cases, and automated test scripts, as well as performing manual testing for complex features. The Senior QA Engineer works closely with development teams to identify, report, and resolve defects, ensuring that software meets functional, performance, and security standards. This role requires strong expertise in both manual and automated testing practices, as well as leadership skills to mentor junior QA engineers and advocate for quality throughout the software development lifecycle.


Key Responsibilities:

• Strong understanding of ISO8583 standards and their application in financial transactions.
• Strong knowledge of REST API testing methodologies and best practices.
• Experience with Linux and Docker containers.
• Familiarity with Oracle, PostgreSQL, MS SQL Server database testing.
• Knowledge of cryptographic principles and their application in data security.
• Experience with payment simulators like Mastercard Authorization Simulator and Visa Test System is a significant advantage.
• Understanding of accounting principles is preferred.

Job Title: Customer Service Representative (Call Operator)

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are looking for a talented Call Operator for Digital Banking to help us provide top-quality support to our clients. If you are passionate about customer service and want to contribute to the growth of our company, we would be happy to welcome you to our friendly team!

Key Responsibilities:

• Manage large volumes of incoming calls.
• Identify and assess customer needs to ensure high levels of satisfaction.
• Handle customer complaints and provide appropriate solutions within time limits, ensuring follow-up until resolution.
• Engage with difficult customers, aiming to resolve issues effectively while maintaining professionalism.
• Build and maintain strong relationships with customers through open and interactive communication.
• Provide accurate, valid, and complete information using the appropriate tools and methods. Meet personal and team targets for customer service, sales, and call handling.
• Record and keep track of customer interactions, process accounts, and file necessary documentation.
• Follow company communication procedures, guidelines, and policies to ensure consistent service delivery.
• Use creative problem-solving to craft original messages without relying on AI tools.
• Manage multiple calling platforms simultaneously with strong attention to detail.
• Quickly comprehend unclear messages in English.
• Review and process large volumes of calls swiftly and efficiently.
• Exhibit strong stress resistance while communicating with frustrated or upset clients.
• Identify the root cause of issues and provide effective assistance to resolve them.

Requirements & Qualifications:

• Minimum of 1 year of experience as a Customer Service Specialist.
• Strong written and verbal communication skills.
• Familiarity with CRM systems and practices.
• Customer-oriented approach with the ability to adapt and respond to various personality types. Proficiency in Microsoft OS and Office products.
• Advanced proficiency in English.

What we offer:

Competitive salary of 1000 AZN net + bonuses based on KPI results.

Job Title: Customer Service Representative (Chat Operator)

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are looking for a talented Chat Operator for Digital Banking to help us provide top-quality support to our clients. If you are passionate about customer service and eager to contribute to the growth of our company, we would be thrilled to welcome you to our friendly team!

Key Responsibilities:

• Manage large volumes of incoming chat sessions.
• Identify and assess customer needs to ensure high levels of satisfaction.
• Handle customer complaints and provide appropriate solutions within time limits, ensuring follow-up until resolution.
• Engage with difficult customers, aiming to resolve issues effectively while maintaining professionalism.
• Build and maintain strong relationships with customers through open and interactive communication.
• Provide accurate, valid, and complete information using the appropriate tools and methods.
• Meet personal and team targets for customer service, sales, and chat handling.
• Record and keep track of customer interactions, process accounts, and file necessary documentation.
• Follow company communication procedures, guidelines, and policies to ensure consistent service delivery.
• Use creative problem-solving to craft original messages without relying on AI tools.
• Utilize ChatGPT algorithms to assist in composing text responses when appropriate.
• Manage multiple messaging platforms simultaneously with strong attention to detail.
• Quickly comprehend unclear messages in English.
• Review and process large volumes of text swiftly and efficiently.
• Exhibit strong stress resistance while communicating with frustrated or upset clients.
• Identify the root cause of issues and provide effective assistance to resolve them.

Requirements & Qualifications:

• Minimum of 1 year of experience as a Customer Service Specialist.
• Strong written and verbal communication skills.
• Familiarity with CRM systems and practices.
• Customer-oriented approach with the ability to adapt and respond to various personality types. Proficiency in Microsoft OS and Office products.
• Advanced proficiency in English.

What we offer:

• Competitive salary of 800 AZN net + bonuses based on KPI results.
• Experience in an international company.
• Great team environment.
• Good growth opportunities within the company.

Job Title: Middle Compliance

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

As a Compliance Consultant, you will be a key member of the AML Compliance team, assisting with various aspects of customer onboarding, due diligence reviews, transaction monitoring alerts, internal investigations, and ensuring compliance with Know Your Customer (KYC) protocols and procedures. Your work in assessing customer profiles, systems and customer risking will play a crucial role in identifying and preventing financial crimes, thereby safeguarding the interests of our customers and Guavapay.

Key Responsibilities:

• Undertake customer onboarding, following internal processes to identify and verify new applications, both for individuals and businesses.
• Perform ongoing monitoring on customers based on the customer risk level.
• Conduct PEP, Sanctions and negative news searches as part of comprehensive KYC/KYB and transaction monitoring reviews.
• Monitor and analyze transaction monitoring alerts for unusual patterns or behaviors, ensuring alerts are cleared within a timely basis.
• Document findings and escalate cases that require further investigation or action.
• Assist with investigations into unusual customer activity.
• Identify and report any fraud or money laundering trends identified during regular reviews to the line manager.
• Provide support to the wider AML Compliance team on workload when required and constantly engage with the teams to support achieving the departments goals.
• Complete ad hoc tasks and remediations for the AML Compliance team, as is necessary.

Requirements & Qualifications:

• Knowledge of KYC (CDD and EDD) and ongoing monitoring processes.
• Knowledge of transaction monitoring processes.
• Understanding of the International KYC/AML rules and regulations is an asset.
• Transaction monitoring experience and investigation skills are advantageous.
• Minimum 1-2 years combined experience in FinTech or/and Financial Institutions.
• Experience of carrying out simple, customer and enhanced due diligence.
• Understanding of beneficial ownership, complex business structures, and identity verification processes.
• Excellent communication skills.
• Ability to work under pressure and meet deadlines and SLAs.
• Ability to prioritise volumes of work and tasks assigned.

Job Title:Support Specialist (Payments, Acquiring)

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking a skilled Payment Systems Analyst with expertise in international payment systems, financial transaction standards, and secure technologies. The ideal candidate will possess strong SQL skills, familiarity with 3-DSv2 Secure technology and PCI DSS standards, and proficiency in Linux and containerization platforms. This role involves analyzing problematic operations, conducting log analysis, preparing technical documentation, and collaborating with merchants.

Key Responsibilities:

• Analyze problematic operations within international payment systems, identifying and resolving issues promptly to ensure smooth transaction processing.
• Conduct in-depth analysis of transaction logs to detect anomalies, investigate discrepancies, and implement corrective measures.
• Prepare comprehensive technical documentation detailing system configurations, transaction workflows, and troubleshooting procedures.
• Collaborate closely with merchants to address payment-related concerns, provide technical support, and optimize transaction performance.
• Utilize advanced SQL queries to extract and manipulate data for analytical purposes, including join operations, grouping, and query plan analysis.
• Implement and maintain IT process monitoring systems such as Zabbix and Grafana to ensure system stability and performance.
• Demonstrate proficiency in XML/JSON formats and utilize tools like Postman for API testing and integration.
• Apply knowledge of payment system principles, including acquiring and emission, to facilitate effective communication and problem-solving.
• Develop a deep understanding of 3-DSv2 Secure technology and ensure compliance with PCI DSS standards to uphold security protocols and protect sensitive data.
• Leverage Linux expertise to manage system configurations, troubleshoot issues, and optimize performance at the operating system level.
• Familiarity with containerization platforms like Openshift and Kubernetes to deploy and manage scalable payment system environments.
• Possess strong documentation skills to articulate technical concepts, system architectures, and operational procedures effectively.
• Additional knowledge of SmartVista and EPG platforms would be advantageous in supporting specialized payment processing requirements.

Requirements & Qualifications:

• Bachelor's degree in Computer Science, Information Technology, or related field.
• Proven experience in payment systems analysis, preferably in a financial or banking environment.
• Proficiency in SQL query writing, data analysis, and database management.
• Strong understanding of international payment systems, financial transaction standards (ISO8583), and secure technologies.
• Familiarity with 3-DSv2 Secure technology, PCI DSS standards, and Linux operating systems.

Job Title:Middle-Senior QA engineer

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking a highly skilled Quality Assurance Engineer to join our dynamic team at a strong middle level. As a Quality Assurance Engineer, you will play a pivotal role in ensuring the quality, reliability, and performance of our remittance services platform. You will collaborate closely with cross-functional teams to develop and execute comprehensive test plans, automate testing processes, and identify opportunities for continuous improvement.


Key Responsibilities:

• Develop and implement test strategies, plans, and test cases for new and existing features of our remittance services platform.
• Conduct functional, integration, regression, and performance testing to ensure the highest level of product quality.
• Collaborate with product managers, software engineers, and other stakeholders to understand requirements and provide feedback on product functionality and usability.
• Design and maintain automated test scripts using industry-standard tools and frameworks.
• Perform root cause analysis of defects and work closely with development teams to resolve issues in a timely manner.
• Participate in release management activities, including test execution, validation, and deployment support.
• Continuously evaluate and improve testing processes and methodologies to enhance efficiency and effectiveness.
• Stay up-to-date with industry trends, best practices, and emerging technologies in quality assurance and fintech.

Requirements & Qualifications:

• Bachelor’s degree in Computer Science, Engineering, or related field.
• 3-5 years of experience in quality assurance, software testing, or related roles within the fintech or financial services industry.
• Solid understanding of software testing principles, methodologies, and best practices.
• Hands-on experience with test automation tools such as Selenium, Appium, or similar.
• Proficiency in programming languages such as Java, Python, or JavaScript.
• Experience with continuous integration/continuous deployment (CI/CD) pipelines and version control systems (e.g., Git).
• Strong analytical skills and attention to detail with the ability to troubleshoot and debug complex systems.
• Excellent communication and collaboration skills with the ability to work effectively in a global, cross-functional team environment.
• Certifications in software testing (e.g., ISTQB) or related fields are a plus.
• Proficiency in log analysis using Console or Kibana and experience with log analysis tools such as Logstash or Elasticsearch.

Job Title: System Administrator

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

The System Administrator is responsible for the configuration, maintenance, and support of an organization's IT infrastructure, including servers, networks, and other systems. This role ensures the reliable operation of IT services, monitors system performance, manages security protocols, and troubleshoots issues to maintain optimal system uptime. The System Administrator collaborates with other IT teams, supports users, and plays a crucial role in maintaining data integrity, availability, and security across various platforms. The role requires strong technical skills, attention to detail, and the ability to manage a range of systems in a dynamic environment.

Key Responsibilities:

• Regularly check and monitor system performance, ensuring that servers, networks, and applications are running efficiently.
• Install, configure, and maintain operating systems, application software, and system management tools.
• Manage and maintain the office's local area network (LAN) and wide area network (WAN), including switches, routers, and firewalls.
• Diagnose and fix hardware and software issues, often using logs, monitoring tools, and user reports to identify problems.
• Regularly update software and firmware to ensure systems are up-to-date with the latest patches and features.

Requirements & Qualifications:

• 3+ years' work experience in a system administrator role.
• Experience in basic IT services: Active Directory, LDAP, DNS, DHCP, NTP, Fileserver(DFS replication and etc.).
• Solid Experience with configuration, installation, and administration of VMWare, Hyper-V.
• In-depth working experience in Windows Server 2012, 2016, 2019, 2022.
• Experience with data storage and SAN technologies.
• Basic PowerShell scripting.
• Knowledge and Experience in administering MS Exchange, MS Exchange Online.
• Experience with Microsoft cloud services (M365 or Azure) is advantage.
• Motivated, self-starting individual with strong quantitative and problem-solving skills.
• Strong interpersonal skills to effectively communicate with others to achieve improved business processes.
• Strong IT customer service skills for supporting end user application issues.
• Strong focus on creativity, attention to detail, and productivity.
• Capable and motivated to pursue technical issues to resolution.
• Motivation and vision for applying advance automation techniques to manual systems.

Job Title: MLRO Singapore

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

As the MLRO, you will safeguard our operations against financial crime.


Key Responsibilities:

• Establishing and enforcing an Anti-Money Laundering (AML) program and applicable policies in line with Singapore and international laws.
• Ensure the effective implementation of KYC/EDD processes in line with the regulatory requirements and the risk appetite of the company.
• Ensure the proper processes are in place for transaction monitoring and further investigation of suspicious activities.
• Submission of a SAR to the relevant law enforcement agency regarding all suspicions that have substance.
• Serving as the primary liaison for AML regulatory bodies, managing audits and inquiries.
• Conducting AML training for staff to ensure compliance and awareness.
• Working with various teams to ensure cohesive AML compliance and financial security
  strategy.
• Updating our AML strategies to navigate regulatory changes and emerging threats effectively.
• Prepare and keep regular management information (MI) for reporting to the Board Report.

Requirements & Qualifications:

• Proficient in AML compliance, ideally within the financial services sector.
• Knowledgeable about Singapore and international AML regulations.
• Strong understanding of legal and ethical standards related to AML, financial crime, and data
  privacy.
• Proactive and detail-oriented, with a strong ability to identify compliance risks.
• Excellent in communication and collaboration, capable of fostering a compliance culture.
• Comfortable working remotely, and proficient in managing tasks in a dynamic environment.

Job Title:QA Engineer (Clearing System)

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We're looking a skilled QA Engineer to ensure the quality and reliability of our clearing system. The ideal candidate will have a solid background in quality assurance, with a focus on maintaining the integrity of financial systems. If you're detail-oriented, have experience in manual testing, and are passionate about delivering high-quality software, we want you on our team!

Key Responsibilities:

• Design and execute advanced test cases and scenarios to validate the functionality, security, and performance.
• Analyze application logs to diagnose issues, verify bug fixes, and ensure system stability.
• Defect Management: Proactively identify, document, and manage software defects using industry-standard tools.
• Regression and Performance Testing: Conduct in-depth regression testing to guarantee that new developments do not impact existing functionalities.
• Cross-Functional Collaboration:Work in close collaboration with developers, product managers, business analysts, and other stakeholders to understand business needs and technical requirements.
• Familiarity with acquiring, issuing and payment processing systems and protocols is a significant asset.
• Experience with test automation tools and scripting is a plus.

Requirements & Qualifications:

• 3+ years of experience in QA or related roles, preferably in the financial sector.
• Strong understanding of clearing processes and regulatory standards.
• Experience with REST API testing methodologies.
• Database testing experience on Oracle, PostgreSQL, MS SQL Server.
• Experience in result analysis using Kibana.
• Proficiency in managing environments on OpenShift using Docker and Linux.
• Effective communication and collaboration abilities.
• Detail-oriented with a commitment to quality assurance best practices.
• Proficiency in Russian is mandatory, and basic English reading skills are expected.

Job Title: Senior Business Analyst

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are looking for a collaborative and well-organized Sr Business Analyst with experience in card issuing and/or acquiring to join our team. You will play a crucial role in developing IT solutions for processing system that meet business needs.
You will collaborate with stakeholders across the business and operational team, from the discovery phase of new initiatives through to implementation with delivery teams, to refine and describe product requirements and support development teams throughout the software development lifecycle.

Key Responsibilities:

• Identify business services related to payment card issuing and individual customers servicing.
• Elicit internal business services provided by various departments within the company to support payment card issuing and individual customers servicing.
• Work with the various business departments and other internal stakeholders to gather their requirements.
• Document and review current business processes, suggest potential improvements, and describe target business processes.
• Develop business data models that describe payment card issuing and individual customers servicing domain.
• Analyze of the requirements of international payment systems and international standards related to the payment card issuance and maintenance.
• Participate in certifications with international payment systems.
• Close collaboration with cross functional teams to support the development, delivering and deployment of new modules and enhancements to the existing software.
• Take part in defining the requirements to the user interfaces and API.
• Prepare presentations and other analytic materials and present them to stakeholders.

Requirements & Qualifications:

• Bachelor degree in Computer Science or equivalent qualification and/or experience.
• Experience of 5+ years working as an business analyst.
• English language level B2 and above is required.
• Possess good knowledge in card issuing, acquiring and payments industries, including business models, functional/technical flows, regulations, industry standards, operational and financial procedures
• Strong analytical skills to identify business needs and requirements.
• Strong IT skills and in-depth experience in the development process as a business analyst.
• You pay attention to details and are meticulous in your work.
• Experience with UML, Archimate, BPMN, or other modeling notations.
• Excellent written and verbal communication and presentation skills.
• You can lead own work and build relationships across the business.
• You are comfortable to work in an international and multi-cultural workplace.

Job Title:Sr Oracle PL/SQL Developer

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

The Senior Oracle PL/SQL Developer is responsible for designing, developing, and optimizing complex database solutions using Oracle PL/SQL. This role requires advanced expertise in PL/SQL programming, SQL optimization, and database management, with a focus on ensuring high performance, scalability, and maintainability of database systems. The Senior Oracle PL/SQL Developer will work closely with cross-functional teams to deliver database solutions that meet business requirements, improve data management processes, and support application development. This individual will also be responsible for mentoring junior developers, performing code reviews, and contributing to best practices within the development team.

Key Responsibilities:

• Design and development of stored procedures, functions, and triggers using Oracle PL/SQL.
• Optimization of existing SQL queries and PL/SQL code to improve performance and scalability.
• Participation in database design and optimization of their structure.
• Development and implementation of test scenarios to verify the correct functioning of created functions and procedures.
• Collaboration with other teams and stakeholders.
• Participation in code reviews and other quality management activities.
• Involvement in certification procedures.

Requirements & Qualifications:

• At least 5 years of experience in Oracle PL/SQL development.
• In-depth knowledge of SQL and Oracle databases.
• Experience in query performance optimization and stored procedures.
• Proficiency in English at a level sufficient to read technical documentation.

Preferred:

• Experience with DevOps tools (Gitlab, Jira, Confluence).
• Knowledge of Java and web development tools.
• Experience with test automation tools.
• Knowledge and experience with payment card technologies.
• Understanding of accounting principles and fundamentals.

Job Title: Middle Software Engineer

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We seek a talented and motivated Software Engineer to join our backend team. As a key member of our engineering department, you will be responsible for developing and maintaining high-performance, scalable, and reliable backend systems. You will work closely with cross-functional teams to design and implement features that enhance our financial products and services.

Key Responsibilities:

• Design, develop, and maintain backend services.
• Write clean, efficient, and well-documented code.
• Participate in code reviews and contribute to the continuous improvement of our codebase.
• Troubleshoot and resolve issues promptly to ensure system stability and performance.
• Contribute to the design and architecture of our backend systems to ensure scalability and maintainability.
• Collaborate with product owners, developers, and other stakeholders to define and implement new features.

Requirements & Qualifications:

• 3+ years of experience in software development with a focus on backend systems.
• Strong proficiency in Java 11+ and the Spring Boot framework.
• Experience with RESTful APIs and microservices architecture.
• Knowledge of version control systems (e.g., Git).
• Experience with relational databases (e.g., PostgreSQL, MySQL) and ORM frameworks (e.g., Hibernate).
• Experience with message brokers such as RabbitMQ and Kafka.
• Strong problem-solving skills and attention to detail.
• Excellent communication and teamwork abilities.

Preferred Skills:

• Experience in the fintech industry or with financial systems.
• Bachelor’s degree in Computer Science, Engineering, or a related field.
• Experience with cloud platforms and containerization (e.g., Docker, Kubernetes, Openshift) is a plus.
• Knowledge of CI/CD pipelines and DevOps practices.

Job Title:Senior Software Engineer

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking an experienced and highly skilled Senior Software Engineer to join our backend team. As a key member of our engineering department, you will be responsible for developing and maintaining high-performance, scalable, and reliable backend systems. You will work closely with cross-functional teams to design and implement features that enhance our financial products and services.

Key Responsibilities:

• Design, develop, and maintain backend services.
• Collaborate with product managers, frontend developers, and other stakeholders to define and implement new features.
• Design and develop new products from the ground up, including defining requirements, creating technical specifications and developing architecture.
• Participate in architectural design discussions and decisions for new products, ensuring they meet business requirements and technical standards.
• Write clean, efficient, and well-documented code.
• Participate in code reviews and contribute to the continuous improvement of our codebase.
• Mentor and guide junior engineers, fostering a culture of learning and growth.

Requirements & Qualifications:

• Bachelor’s degree in Computer Science, Engineering, or a related field.
• 5+ years of experience in software development with a focus on backend systems.
• Strong proficiency in Java and the Spring Boot framework.
• Experience with RESTful APIs and microservices architecture.
• Familiarity with relational databases (e.g., PostgreSQL, MySQL) and ORM frameworks (e.g., Hibernate).
• Knowledge of version control systems (e.g., Git).
• Experience with message brokers such as RabbitMQ and Kafka.
• Experience with cloud platforms (e.g., AWS, Azure) and containerization (e.g., Docker, Kubernetes) is a plus
• Strong problem-solving skills and attention to detail.
• Excellent communication and teamwork abilities.

Preferred Skills:

• Experience with Camunda BPM and workflow automation.
• Experience in the fintech industry or with financial systems.
• Knowledge of CI/CD pipelines and DevOps practices.
• Understanding of security best practices in software development.

Job Title: Business Analyst

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking an experienced Business Analyst to join our dynamic team at Guavapay. As a Business Analyst, you'll play a crucial role in shaping and enhancing our payment solutions, making a real impact in a fast-evolving sector.

Requirements & Qualifications:

• Strong experience with BA processes and methodologies, including proficiency with analytical tools.
• Familiarity with card lifecycle processes.
• Expertise in task and documentation management tools.
• Solid understanding of Scrum principles and Agile methodologies.
• Experience with the Software Development Lifecycle (SDLC).

Job Title: QA Engineer (CMS)

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking an experienced QA Engineer (CMS) to join our dynamic team.

Requirements & Qualifications:

• Experience in QA Processes and Methodologies 2 years: Understanding of various testing methodologies.
• Familiarity with the software development lifecycle.
• Programming Skills: Proficiency in programming or scripting languages.
• Ability to write and maintain automated test scripts.
• Knowledge of Continuous Integration/Continuous Deployment (CI/CD) tools.
• Proven experience in quality assurance with a focus on REST API testing.
• Experience in result analysis using Kibana.
• Familiarity with performance testing tools like JMeter.
• Experience with Kafka(RabbitMq) for event-driven testing scenarios.
• Experience with Microservice architecture.
• Database testing experience on Oracle, PostgreSQL, MS SQL Server.
• Fintech/banking experience.

Job Title: QA Engineer (Blockchain)

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking an experienced QA Engineer (Blockchain) to join our dynamic team.

Requirements & Qualifications:

• 3 years of experience as an MS SQL Developer, with proven expertise in the banking/financial services sector.
• Proficiency in T-SQL, including complex queries, stored procedures, functions, triggers, and views.
• Experience with MS SQL Server 2016 or later versions.
• Strong understanding of database design principles, normalization, and indexing.
• Hands-on experience with SSIS, SSRS, and SSAS.
• Familiarity with performance tuning and query optimization techniques.
• Knowledge of data warehousing concepts and ETL processes.
• Hands-on experience with the Canopus platform.
• Certification in MS SQL or related database technologies.
• Familiarity with other database platforms (e.g., Oracle, MySQL) and data integration tools.

Job Title: Settlement

About Us:

Guavapay is a payment platform that drives payment optimization and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking an experienced Settlement Specialist to join our team in Baku. In this role, you will be responsible for managing and processing financial transactions, ensuring accurate and timely settlement of trades, and resolving any discrepancies. You will work closely with internal teams and external partners to ensure smooth and efficient operations. This is an excellent opportunity for someone passionate about settlement processes, financial operations, and ensuring accuracy in a fast-paced environment.

Key Responsibilities:

• Execute daily settlement processes for various financial transactions, including payments and banking settlements.
• Reconcile transactional data to ensure accuracy and completeness, investigating and resolving any discrepancies.
• Monitor settlement systems and processes to identify and address any issues or delays promptly.
• Collaborate with internal teams, including finance, operations, and compliance, to streamline settlement processes and resolve complex settlement-related matters.
• Communicate effectively with external counterparties, such as banks, clearinghouses, and payment processors, to facilitate timely settlements and resolve settlement-related inquiries.
• Maintain up-to-date knowledge of regulatory requirements and industry best practices related to settlement processes, ensuring compliance with relevant regulations.
• Contribute to the development and implementation of process improvements and automation initiatives to enhance settlement efficiency and reduce operational risk.
• Generate reports and provide regular updates on settlement activities and performance metrics to stakeholders.
• Fulfillment of clearing of correspondent account balances and wire transfers.
• Execution of other works in order to follow the instructions of the department director in accordance with departmental procedures.
• Management of investigations related to incoming/outgoing transfers.

Requirements & Qualifications:

• Bachelor's degree in finance, accounting, business administration, or a related field.
• Proven experience (up to 5 years) in settlement operations within the financial services industry, preferably in a fintech or banking environment.
• In-depth understanding of settlement processes, including payment systems, clearing and settlement mechanisms, and reconciliation procedures.
• Strong analytical and problem-solving skills, with the ability to identify and resolve settlement-related issues efficiently.
• Excellent attention to detail and accuracy in handling large volumes of transaction data.
• Proficiency in using settlement systems and software, as well as Microsoft Excel for data analysis and reporting.
• Effective communication skills, with the ability to collaborate with internal teams and communicate with external counterparties professionally.
• Knowledge of regulatory requirements governing settlement activities, such as payment system rules.
• Ability to work independently, prioritize tasks, and meet tight deadlines in a fast-paced environment.
• Continuous learning mindset and willingness to adapt to changes in technology and industry practices.

Job Title: AI Engineer

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

As an AI Engineer at our company, you will play a key role in integrating advanced AI technologies into our digital banking platforms. You will work closely with the software engineering team to develop and deploy machine learning models, leveraging technologies like GPT and Gemini to enhance customer experiences, optimize system performance, and improve operational efficiency. Your expertise in AI/ML will drive innovation in areas such as fraud detection, chatbot automation, and customer analytics, ensuring our solutions stay at the cutting edge of technology.

Key Responsibilities:

• Collaborate closely with the software engineering team to identify and implement AI-driven solutions across our systems.
• Develop and deploy machine learning models to enhance customer experience, fraud detection, chatbot automation, and other key areas.
• Lead the AI component in decision-making, prediction, and recommendation systems.
• Work with large datasets to uncover insights and optimize performance across services.
• Implement AI technologies where relevant to improve product offerings.Ensure AI models comply with regulatory and security standards in the financial domain.
• Optimize and maintain the performance of AI models and related pipelines.
• Stay up-to-date with the latest trends and best practices in AI/ML and suggest strategic improvements.

Requirements & Qualifications:

• Proven experience as an AI Engineer or Data Scientist in fintech or related industries.
• Strong proficiency in Python and popular AI/ML libraries (e.g., TensorFlow, PyTorch, scikit-learn).
• Experience working with GPT-based applications and adapting them for specific fintech use cases.
• Experience with large-scale data processing (e.g., using Spark, Hadoop, etc.).
• Familiarity with cloud-based AI/ML services (AWS, GCP, or Azure).
• Strong understanding of machine learning techniques, including supervised and unsupervised learning, neural networks, NLP, and computer vision.

Preferred Skills

• Experience with AI in fraud detection, risk management, or customer analytics.
• Knowledge of fintech regulations and data privacy standards
• Familiarity with DevOps tools for ML pipelines (MLOps).
• Experience with Kubernetes for deploying and managing AI models.
• Knowledge of financial data structures and protocols.

Job Title: Software Engineer


About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking a talented and motivated Software Engineer to join our backend team. As a key member of our engineering department, you will be responsible for developing and maintaining high-performance, scalable, and reliable backend systems. You will work closely with cross-functional teams to design and implement features that enhance our financial products and services.Key Responsibilities:- Design, develop, and maintain backend services.

Key Responsibilities:

• Write clean, efficient, and well-documented code.
• Participate in code reviews and contribute to the continuous improvement of our codebase.
• Troubleshoot and resolve issues in a timely manner to ensure system stability and performance.
• Contribute to the design and architecture of our backend systems to ensure scalability and maintainability.
• Collaborate with product owners, developers, and other stakeholders to define and implement new feature.

Requirements & Qualifications:

• 3+ years of experience in software development with a focus on backend systems.
• Strong proficiency in Java 11+ and the Spring Boot framework.
• Experience with RESTful APIs and microservices architecture.
• Knowledge of version control systems (e.g., Git).
• Experience with relational databases (e.g., PostgreSQL, MySQL) and ORM frameworks (e.g., Hibernate).
• Experience with message brokers such as RabbitMQ and Kafka.
• Strong problem-solving skills and attention to detail.
• Excellent communication and teamwork abilities.

Preferred Skills:

• Experience in the fintech industry or with financial systems
• Bachelor’s degree in Computer Science, Engineering, or a related field
• Experience with cloud platforms and containerization (e.g., Docker, Kubernetes, Openshift) is a plus
• Knowledge of CI/CD pipelines and DevOps practices

Job Title:PL/SQL Developer

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

As a PL/SQL Developer, your primary responsibility will be to design, develop, and maintain database applications and processes using PL/SQL within Oracle databases. You will collaborate with cross-functional teams to ensure the efficient functioning of database systems and contribute to performance optimization, ensuring high availability and scalability.

Key Responsibilities:

• Development and maintenance of stored procedures and functions in PL/SQL to ensure the efficient operation of databases.
• Analysis and customization of vendor applications.
• Participation in database design and optimization of their structure.
• Development and implementation of test scenarios to verify the correct functioning of created functions and procedures.

Requirements & Qualifications:

• At least 5 years of experience in PL/SQL development.
• Deep knowledge of SQL and Oracle databases.
• Experience in optimizing query performance and stored procedures.
• Understanding of relational database principles.
• Willingness to develop and learn new things, striving for self-improvement.
• Knowledge of English at a level sufficient to read technical documentation.

Preferred:

• Experience with version control tools (e.g., Git).
• Knowledge of other programming languages such as Java or Python.
• Experience with test automation tools.

Job Title: IOS Developer

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking a talented and experienced iOS Developer to join our dynamic team at Guavapay. As an iOS Developer, you will be responsible for designing, developing, and maintaining high-performance mobile applications for the iOS platform. You will collaborate with cross-functional teams to deliver robust and user-friendly solutions that meet the evolving needs of our clients.

Key Responsibilities:

• Design and build advanced applications for the iOS platform.
• Collaborate with cross-functional teams to define, design, and ship new features.
• Unit-test code for robustness, including edge cases, usability, and general reliability.
• Work on bug fixing and improving application performance.
• Continuously discover, evaluate, and implement new technologies to maximize development efficiency.

Requirements & Qualifications:

• Proven experience as an iOS Developer with a strong portfolio of mobile applications.
• Proficient in Swift programming language.
• Experience with iOS frameworks such as Core Data, Core Animation, etc.
• Experience in writing unit tests (Spy, Mock, Stub, Dummy and etc).
• Strong knowledge of MVP architecture.
• Familiarity with RESTful APIs to connect iOS applications to back-end services.
• Solid understanding of the full mobile development life cycle.
• Knowledge of UI/UX standards and best practices.
• Experience in fintech/banking applications is preferable.
• Experience with payment processing is preferable.
• Bachelor’s degree in Computer Science, Engineering, or a related field.

Job Title: Go Blockchain Developer


About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are looking for an experienced Go Blockchain Developer. If you have experience in Go development and a good understanding of blockchain principles, we would be happy to welcome you to our team.

Requirements & Qualifications:

Knowledge of Blockchains:

• Experience with EVM and Bitcoin-compatible blockchains at a foundational level.
• Understanding of critical vulnerabilities in blockchain systems.
• Basic knowledge of cryptography and encryption (signatures, hashes, mTLS).
• Experience in administering blockchain nodes is a plus.

Knowledge of Protocols:

• Experience with protocols such as ERC20, TRC10/20.
• Ability to work with smart contracts: calling procedures, retrieving state.

Programming Languages:

• Golang: Ability to write your own code and read others' code.
• Experience with packages: echo/gin, go-ethereum, btcd.
• Experience in BDD (ginkgo, gomega) is a plus.
• Knowledge of Java (reading and making minimal edits to others' code) and Solidity (ability to read code and understand its functionality) is a plus.

Understanding of Microservices Architecture:

• Experience with message brokers (RabbitMQ, Kafka is a plus).
• Knowledge and experience with REST API, JSON-RPC.
• Experience with databases: PostgreSQL, Redis (ORM). Understanding of indexes and transactions.

Job Title: MS SQL Developer

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking an experienced MS SQL Developer to join our dynamic team.

Key Responsibilities:

• Design, develop, and maintain MS SQL databases for core banking applications.
• Optimize and fine-tune SQL queries, stored procedures, and indexes to ensure high performance.
• Collaborate with business analysts and project managers to understand requirements and deliver tailored solutions.
• Ensure data integrity, security, and availability across all database environments.
• Create and maintain comprehensive technical documentation.
• Provide support for database-related issues in both production and non-production environments.
• Participate in code reviews to ensure adherence to best practices and coding standards.

Requirements & Qualifications:

• 3 years of experience as an MS SQL Developer, with proven expertise in the banking/financial services sector.
• Proficiency in T-SQL, including complex queries, stored procedures, functions, triggers, and views.
• Experience with MS SQL Server 2016 or later versions.
• Strong understanding of database design principles, normalization, and indexing.
• Hands-on experience with SSIS, SSRS, and SSAS.
• Familiarity with performance tuning and query optimization techniques.
• Knowledge of data warehousing concepts and ETL processes.
• Hands-on experience with the Canopus platform.
• Certification in MS SQL or related database technologies.
• Familiarity with other database platforms (e.g., Oracle, MySQL) and data integration tools.

Job Title: Penetration Tester / Application Security Engineer

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Key Responsibilities:

• Build application security architecture and processes.
• Conducted/planned/managed penetration tests on web/mobile applications, APIs, and network infrastructure to identify and exploit vulnerabilities.
• Work closely with the development and DevOps teams to remediate vulnerabilities and improve the security posture of Guavapay's services.
• Perform risk assessments and recommend security controls to mitigate identified risks.
• Simulate advanced attack techniques and develop custom exploits to assess system security.
• Lead red team exercises and collaborate with security analysts on incident response.
• Maintain up-to-date knowledge of security threats, vulnerabilities, and mitigation techniques.
• Document findings and provide comprehensive technical reports with actionable insights.
• Ensure compliance with industry standards and regulatory requirements in the financial sector.

Requirements & Qualifications:

We are seeking candidates who possess some of the following certifications:

1. GIAC Certifications:
   • GIAC Exploit Researcher and Advanced Penetration Tester (GXPN).
   • GIAC Cloud Penetration Tester (GCPN).
   • GIAC Web Application Penetration Tester (GWAPT).
   • GIAC Penetration Tester Certification (GPEN).
2. Offensive Security Certifications:
   • OffSec Exploitation Expert (OSEE).
   • OffSec Exploit Developer (OSED).
   • OffSec Experienced Penetration Tester (OSEP).
   • OffSec Web Expert (OSWE).
3. eLearnSecurity Certifications:
   • Web application Penetration Tester eXtreme (eWPTX).
   • Professional Penetration Tester (ePPT).

Preferred Experience:

• 3+ years of experience in penetration testing or application security, ideally within financial institutions (e.g., banks, fintech, payment providers) or gambling-related companies.
• Experience with SAST, DAST systems.
• Experience with security service providers such as Banks Fintech, Gambling, Security Services Provider.
• Familiarity with common security frameworks and best practices (e.g., OWASP, NIST).
• Experience with security tools (e.g., Burp Suite, Metasploit, Nmap, Nessus, SAST, DAST).
• Knowledge of secure coding practices, threat modeling, and vulnerability management.

Job Title: Middle/Senior QA Tester

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking an experienced QA Tester to join our team remote. In this role, you will be responsible for designing and executing test plans, identifying bugs, and ensuring the quality and functionality of software applications before release. This is an excellent opportunity for someone passionate about quality assurance, software testing, and delivering high-quality products in the tech industry.

Key Responsibilities:

• Conduct manual and automated testing of web and mobile applications.
• Develop test cases, test plans, and other types of test documentation.
• Perform functional, regression, integration, and load testing.
• Collaborate with developers and other teams to identify and resolve bugs.
• Analyze requirements and identify potential issues in the early stages of development.
• Use bug tracking tools (JIRA, Confluence, etc.).
• Automate testing using relevant tools and frameworks (e.g., Selenium, Appium, etc.).
• Participate in the process of improving testing methodologies and approaches within the company.

Requirements & Qualifications:

• 3+ years of experience as a QA Tester.
• Deep knowledge of various types of testing: functional, regression, load, integration, etc.
• Experience with test automation tools (e.g., Selenium, JUnit, TestNG, etc.).
• Understanding of how web and mobile applications work, including backend architecture and APIs.
• Experience with bug tracking systems (JIRA, Redmine, etc.).
• Skills in writing test documentation (test cases, checklists, bug reports, etc.).
• Ability to work in a team and effectively communicate with developers, analysts, and other specialists.
• Experience in an Agile/Scrum environment.
• English language proficiency – Intermediate and above (for interaction with international teams).

Job Title: KYC Analyst

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

As the KYC Analyst, you will be a key member of the KYC team responsible for overseeing all aspects of customer due diligence reviews, and ensuring compliance with Know Your Customer (KYC) protocols. Your expertise in assessing customer profiles, systems and customer risking will play a crucial role in identifying and preventing financial crimes, thereby safeguarding the interests of our customer and Guavapay.

Key Responsibilities:

• KYC Onboarding: Perform KYC onboarding reviews for customers seeking various Guavapay products and services, following internal processes to identify and verify new applications, for both individuals and businesses. Additionally, demonstrate knowledge of customer types and suitable due diligence requirements.
• Problem Solving: Demonstrate analytical and problem-solving skills, with the ability to make sound decisions based on analysis of customer profiles and potential risk.
• Ongoing Monitoring: Perform ongoing monitoring and KYC refresh on customers, based on the risks presented.
• Customer Support: Respond to and assist with customer support queries in a timely manner.
• Customer Screening: Conduct PEP, Sanction and negative news searches as part of a comprehensive KYC/KYB process.
• Process Improvement: Assist management with KYC process improvements, including examining systems and processes to identify potential improvements and new efficiencies.

Requirements & Qualifications:

• AML / KYC / CDD experience in customer onboarding, periodic reviews, and customer risk assessments.
• Understanding of the UK and International KYC/AML rules and regulations.
• Minimum 3 years’ experience in FinTech or/and Financial Institutions.
• Excellent communication skills.
• Experience in conducting KYC and KYB of low, medium, and high-risk clients.
• Experience in identifying direct and indirect UBOs.
• Experience in identifying complex business structures.
• Time-management skills to work under pressure and meet deadlines and SLAs.
• Proactive thinking and ability to contribute to process improvement initiatives.
• Provide support to wider Compliance team, as required.

Benefits:

• 25 days annual leave (plus 8 bank holidays)
• Pension (after probation)
• Hybrid working model, Monday - Wednesday work from the office, Thursday - Friday remote
• Opportunity to be part of a young, scaling company
• Staff socials
• Flexible working

Job Title: Product Owner/ Merchant Billing

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Key Responsibilities:

• Managing the development of the billing system: Your primary task is to create and develop systems that effectively handle settlements with merchants for acquiring products, meeting the needs of customers and partners.
• Deep understanding of the acquiring business and card/payment technologies: You will manage the product, leveraging in-depth knowledge of acquiring, payment processing, and digital financial transactions.
• Technical skills: You should have a technical understanding of software architecture to interact with development teams, discuss and solve technical issues. This includes working with databases and analytical platforms.
• Data analysis and decision-making: Managing data and metrics, using analytical tools to monitor product performance and drive improvements.
• Prioritization and backlog management: Efficiently managing tasks and development processes, collaborating with teams to ensure timely feature releases.
• Stakeholder communication: Interacting with clients, business partners, and teams to align product requirements and expectations.
• Problem-solving and quick decision-making: Flexibility in decision-making and the ability to respond swiftly to market changes and internal processes.

Requirements & Qualifications:

• Experience in acquiring and payment systems: Deep understanding and practical experience in acquiring, transaction processing, and electronic payments.
• Technical skills: Knowledge of IT architectures and technical solutions for managing products and collaborating with development teams.
• Experience in billing system development: Understanding the principles of billing and settlement systems.
• Business skills: The ability to manage the product at a business strategy level, make decisions considering the commercial interests of the company and customer needs.
• Experience managing teams in an Agile environment: Ability to organize the work of cross-functional teams, knowledge of Scrum methodologies.
• Analytical skills and data-driven decision-making: The ability to analyze product metrics and draw conclusions for product improvement.
• Communication skills: Effective interaction with clients, partners, stakeholders, and development teams.

What We Offer:

• Work in an international fintech company with an innovative approach to product development.
• The opportunity to influence key decisions in the development of acquiring and billing systems.
• Competitive compensation and an attractive bonus package.
• Opportunities for career growth and professional development.

Job Title:Senior QA Engineer (ISO8583)

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are a dynamic and innovative company at the forefront of the financial technology industry, and we're actively looking for a skilled QA Specialist with expertise in ISO8583 to join our growing team. Our organization is committed to delivering cutting-edge solutions that redefine the financial services landscape.

Key Responsibilities:

• Design and execute advanced test cases and scenarios to validate the functionality, security, and performance.
• Analyze application logs to diagnose issues, verify bug fixes, and ensure system stability.
• Defect Management: Proactively identify, document, and manage software defects using industry-standard tools.
• Regression and Performance Testing: Conduct in-depth regression testing to guarantee that new developments do not impact existing functionalities.
• Cross-Functional Collaboration:Work in close collaboration with developers, product managers, business analysts, and other stakeholders to understand business needs and technical requirements.
• Familiarity with acquiring, issuing and payment processing systems and protocols is a significant asset.
• Experience with test automation tools and scripting is a plus.

Requirements & Qualifications:

• Strong understanding of ISO8583 standards and their application in financial transactions.
• Strong knowledge of REST API testing methodologies and best practices.
• Experience with Linux and Docker containers.
• Familiarity with Oracle, PostgreSQL, MS SQL Server database testing.
• Knowledge of cryptographic principles and their application in data security.
• Experience with payment simulators like Mastercard Authorization Simulator and Visa Test System is a significant advantage.
• Understanding of accounting principles is preferred.

Job Title:Senior QA Engineer (3D Secure)

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking a passionate and experienced QA Engineer to join our growing 3DS team. In this role, you will be responsible for ensuring the quality and security of our 3DS authentication process and payment systems. You will work closely with our development team to identify, test, and report on potential issues, and create and maintain test documentation. If this opportunity resonates with you, read on.

Key Responsibilities:

• Design and execute advanced test cases and scenarios to validate the functionality, security, and performance.
• Analyze application logs to diagnose issues, verify bug fixes, and ensure system stability.
• Defect Management: Proactively identify, document, and manage software defects using industry-standard tools.
• Regression and Performance Testing: Conduct in-depth regression testing to guarantee that new developments do not impact existing functionalities.
• Cross-Functional Collaboration:Work in close collaboration with developers, product managers, business analysts, and other stakeholders to understand business needs and technical requirements.
• Familiarity with acquiring, issuing and payment processing systems and protocols is a significant asset.
• Experience with test automation tools and scripting is a plus.

Requirements & Qualifications:

• Strong understanding of 3D Secure protocols and online payment systems.
• Expertise in REST API testing methodologies.
• Experience in result analysis using Kibana.
• Database testing experience on Oracle, PostgreSQL, MS SQL Server.
• Experience with performance testing tools like JMeter.
• Proficiency in managing environments on OpenShift using Docker and Linux.
• Knowledge of cryptographic principles and their application in data security.
• Strong problem-solving and analytical skills.
• Detail-oriented with a commitment to quality assurance best practices.
• Proficiency in Russian is mandatory, and basic English reading skills are expected.

Job Title:Senior QA Engineer (eCommerce)
About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

If your passion lies in neo-bank technology and everything associated with eCommerce, you're moving in the right direction. We are actively seeking an adept Payment QA engineer to join our committed Payment Processing QA team. In this position, you will shoulder the responsibility of crafting and implementing an efficient software testing and quality coordination strategy, while also presenting solutions to tackle a range of quality-related challenges. If this opportunity aligns with your interests, please continue reading.


Key Responsibilities:

• Design and execute advanced test cases and scenarios to validate the functionality, security, and performance.
• Analyze application logs to diagnose issues, verify bug fixes, and ensure system stability.
• Defect Management: Proactively identify, document, and manage software defects using industry-standard tools.
• Regression and Performance Testing: Conduct in-depth regression testing to guarantee that new developments do not impact existing functionalities.
• Cross-Functional Collaboration:Work in close collaboration with developers, product managers, business analysts, and other stakeholders to understand business needs and technical requirements.
• Familiarity with acquiring, issuing and payment processing systems and protocols is a significant asset.
• Experience with test automation tools and scripting is a plus.

Requirements & Qualifications:

• Proven experience in REST API testing.
• Familiarity with performance testing tools like JMeter.
• Experience in result analysis using Kibana.
• Knowledge of database testing on Oracle, PostgreSQL, MS SQL Server databases.
• Understanding of cryptographic principles and their application in data security.
• Familiarity with Camunda for workflow automation.
• Experience with Kafka for event-driven testing scenarios.
• Proficiency in managing environments on OpenShift using Docker and Linux.
• Understanding of ISO8583 standards and payment processing testing.
• Proficiency in Russian is mandatory, and basic English reading skills are expected.

Preferred Skills:

• Proficiency in test automation tools and frameworks such as REST Assured, TestNG.
• Experience in performance testing tools and techniques (Jmeter).
• Familiarity with security testing concepts and tools.

Job Title: QA Engineer (Card issuing)

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

If you're passionate about neo-bank technology and all things related to Card issuing, you're headed in the right direction. We're currently on the lookout for a skilled Payment QA engineer to join our dedicated Payment Processing QA team. In this role, you'll take on the responsibility of devising and executing an effective software testing and quality coordination strategy, all while proposing solutions to address various quality-related challenges. If this opportunity resonates with you, read on.

Key Responsibilities:

• Design and execute advanced test cases and scenarios to validate the functionality, security, and performance.
• Analyze application logs to diagnose issues, verify bug fixes, and ensure system stability.
• Defect Management: Proactively identify, document, and manage software defects using industry-standard tools.
• Regression and Performance Testing: Conduct in-depth regression testing to guarantee that new developments do not impact existing functionalities.
• Cross-Functional Collaboration:Work in close collaboration with developers, product managers, business analysts, and other stakeholders to understand business needs and technical requirements.
• Familiarity with acquiring, issuing and payment processing systems and protocols is a significant asset.
• Experience with test automation tools and scripting is a plus.

Requirements & Qualifications:

• Strong expertise in REST API testing methodologies.
• Familiarity with payment technologies such as Apple Pay and Google Pay.
• Proficiency in database testing on Oracle, PostgreSQL.
• Experience with performance testing tools like JMeter.
• Understanding of ISO8583 standards and payment processing testing.
• Experience with payment simulators like Mastercard Authorization Simulator and Visa Test System is a significant advantage.
• Comfortable working in a Linux environment for testing and monitoring.
• Knowledge of cryptographic principles and their application in data security.
• Understanding of accounting standards is a plus.
• Proficiency in Russian is mandatory, and basic English reading skills are expected.

Job Title: Product Manager - Investments

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

Guavapay is looking for an experienced Product Manager to oversee the development and management of investment and wealth products. This role will focus on delivering innovative investment solutions while ensuring compliance with regulatory requirements. The ideal candidate will have a strong background in investment products, product development, and an understanding of investment strategies and regulations. You will collaborate closely with other departments to support the business’s growth objectives.


Key Responsibilities:

• Product Development & Management: Lead the creation of innovative investment and wealth products aligned with client needs and market trends. Oversee product feedback, testing, and analytics. Plan and execute product launches, including defining the go-to-market strategy and ensuring a successful rollout.
• Compliance & Regulatory Oversight: Ensure all investment products adhere to regulatory requirements and internal risk frameworks.
• Cross-Functional Collaboration: Act as the key point of contact across departments, ensuring seamless integration of wealth products into the business.
• Defining Requirements: Create clear requirements, user stories, and acceptance criteria for products. Track key performance indicators (KPIs) to drive product improvement.
• Partner Management: Work with the right partners to grow investment products.
• Market Research: Provide insights into the UK financial landscape, investment instruments, and customer needs.

Requirements & Qualifications:

• Bachelor’s degree in finance, Economics, Business, or a related field.
• 5+ years of experience in the investment sector or product development.
• Proven ability to deliver high-quality financial solutions and lead cross-functional projects.
• Strong understanding of regulatory frameworks and experience improving wealth management tools.
• Understanding of the stock market - equities, ETFs, Bonds, Cash ISAs.

Job Title: Money Laundering Reporting Officer (MLRO)
Full-Time, remote
Location: New Zealand

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Role Overview:

As the MLRO for our New Zealand branch, you will play a vital role in ensuring compliance with both local and international anti-money laundering (AML) and counter-terrorism financing (CTF) regulations. This full-time position involves overseeing regulatory obligations, monitoring transactions, and maintaining key communication channels with government authorities.

Key Responsibilities:

• Develop Compliance Policies: Establish and monitor comprehensive compliance policies and procedures to ensure adherence to New Zealand and global regulatory standards.
• AML/CTF Oversight: Serve as the MLRO with responsibility for implementing and managing the AML/CTF program, including transaction monitoring, suspicious activity reporting, and risk assessments.
• Regulatory Liaison: Act as the main contact for New Zealand regulatory bodies, facilitating inspections, responding to inquiries, and ensuring timely and accurate report submissions.
• Cross-Functional Collaboration: Work with legal, risk, and operational teams to ensure a robust compliance framework for new markets, aligning compliance practices across all regions.
• Internal Policy Development: Continuously update internal policies to reflect regulatory changes and best practices in financial compliance.
• Compliance Training: Educate employees on compliance and AML/CTF responsibilities, promoting ethical practices within the company.
• Monitoring & Reporting: Establish monitoring systems to ensure ongoing compliance and report regularly to senior management on compliance matters.
• Risk Assessment: Conduct periodic compliance risk assessments to evaluate the effectiveness of policies and identify areas for improvement.
• Stakeholder Collaboration: Build relationships with regulatory authorities and internal teams to foster a culture of compliance.

Requirements & Qualifications:

• Education: Bachelor’s degree in Law, Finance, Business, or a related field.
• Experience: Proven background in compliance management within financial services or FinTech, with a focus on New Zealand’s regulatory environment.
• MLRO Expertise: Demonstrated experience as an MLRO or similar role with in-depth knowledge of AML/CTF practices.
• Licensing & Compliance Knowledge: Strong understanding of regulatory licensing and compliance, especially for expanding into new markets.
• Interpersonal Skills: Excellent ability to communicate effectively with regulatory authorities and stakeholders.
• Analytical Abilities: High attention to detail, problem-solving skills, and adaptability.
• Ethics & Integrity: Commitment to high ethical standards and compliance excellence.

Job Title: Data Engineer

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are looking for an experienced Data Engineer to create and maintain modern data infrastructure. The candidate should have deep knowledge of databases, ETL processes, and distributed computing. Experience with high-load systems and the ability to optimize query performance are essential requirements. We are seeking a proactive specialist ready to tackle complex challenges and actively participate in the development of our company.

Key Responsibilities:

• Creation and maintenance of ETL processes: Automating data collection from various sources (databases, APIs, files), transforming it, and loading it into a unified storage.
• Development and optimization of data pipelines: Building efficient data flows to ensure timely and complete loading of data into analytical systems.
• Building data marts: Developing a set of tables and views optimized for specific analytical tasks.
• SQL query optimization: Analyzing and improving query performance using indexes, materialized views, and other methods.
• Participation in data strategy development: Forming a long-term strategy for the development of data infrastructure.
• Exploring new technologies: Researching and implementing innovative solutions in data processing.

Requirements & Qualifications:

• Deep understanding of database principles: Experience with relational and NoSQL databases, proficiency in SQL, the ability to design optimal data schemas, and efficiently execute queries.
• Expertise in building data warehouses: Experience in creating both traditional data warehouses (Data Warehouse) and modern Data Lakes. Knowledge of design principles.
• Practical experience in ETL process development: Proficiency in ETL orchestration tools (Airflow, etc.), the ability to create reliable, scalable, and easily maintainable data pipelines.
• Experience with high-load systems: Experience with distributed data processing systems (Hadoop, Spark, S3), understanding parallel data processing principles, and optimizing the performance of complex computations.
• Knowledge of queue technologies: Experience with messaging systems (Kafka), the ability to design reliable and scalable data transmission systems.
• Programming: Excellent knowledge of at least one programming language: SQL, Python.
• Commitment to development: A constant desire to learn new technologies and tools in the field of data processing.

Job Title: Implementation Engineer – SmartVista (Clearing & Settlement)

About Us:

Guavapay is a payment platform that drives payment optimisation and stability. Guavapay’s full-stack payment ecosystem includes a range of financial technology products and solutions. Our flagship product is MyGuava, the “all things payments app”. In addition to MyGuava, we offer a range of other payment services to businesses and individuals, including card processing, cross-border payments / remittance, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and low cost payments on the market.

Our future plans extend beyond payments and remittance to other fintech areas. Our ambitions are global. Our drive for success is unmatched.

Role Overview:

We are seeking an experienced Implementation Engineer with expertise in SmartVista. The ideal candidate will have a deep understanding of clearing and settlement processes within payment systems.

Key Responsibilities:

Requirements & Qualifications:​